I’m 41 and a single mother of 2. I owe $6800 on my credit card.. I don’t make a lot of money at my part-time job and I can barely make rent every month. My car is falling apart and my kids need winter clothes. I’m afraid I can’t afford any Christmas gifts for them and I don’t know what to do or how to get out of this. My kids can see that I’m very stressed out. Will I lose everything if I file bankruptcy ? What about their toys and our TV or furniture?