We are going to file a chapter 7. Even with our best intentions, we started drowning in debt. We have stayed current on our vehicles and all other important bills. But can’t stay current on our credit cards. We think we should file chapter 7, and reaffirm our vehicle. My brother helped us as a co-signor. Will my brother find out about us filing for bankruptcy if we reaffirm the vehicle? Or can we save him the stress??