Will all creditors be included?

Will all of my creditors be included if I file for chapter 13 bankruptcy ? e.g I recently got a $4500 loan….within the last 2 months. Is there any timeline or will this creditor be included ?

One Comment

  1. All creditors have to be listed and included in the chapter 13 plan including any car payments that can be paid off during the chapter 13 plan. So they are included. The creditor could argue that the debt is “non-dischargeable” for reasons found in 11 U.S.C. 523 of the bankruptcy code which usually doesn’t apply to honest debtor.

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