If I declare bankruptcy will I automatically lose my credit card?

I am $45K in debt from my credit card, student loans and just terrible spending habits. If I declare bankruptcy will I automatically lose my credit card and any chance of having a credit card? I travel 1 day a month for a work meeting out of town. I always use my credit card for the hotel reservation and I’ll need one. Is there special credit card arrangements for people in this situation or would use a pre-paid credit card?

One Comment

  1. You will discharge your debt in the bankruptcy proceeding. Your creditor will not allow you to continue to use a discharged credit card account. You may qualify for another credit card with a different creditor but it will likely be difficult but not impossible. I would instead recommend a pre-paid credit card.

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