I’m a single father of 2 kids. I had to take a leave last year from my job to take care of my wife’s medical condition. She passed away after 3 months and I didn’t go back to work in order to take care of my kids and myself. I am now employed again but with much less income and the debt I incurred during those 7 months I was off is more than I can afford to re-pay. I have 1 car that I need to get to work and we live in an apartment that is very close to my kids school – I don’t want to move. I thought about a small loan for my credit card debt, but the minimum payment is to much. Should I file for bankruptcy?