The TV is flooded with fossilized celebrities coming out of the Jurasic ages advertising Reverse Mortgages. Robert Wagner, James Garner and Pat Boone for crying out loud. Well folks be carefull. I have written in the past about the last bastion of security. Your Home; being used as security agains Home Equity Loans, Second Mortgages etc. Reverse Mortgages basically is a loan against your home that allows you to consolidate debts into one payment. Good idea only the fees and home value is predicated by a market driven by despiration. By all means look into the process and if you wish further information please let me know and the Bankruptcy.com team will help out.