Many times you may find that an Auto Dealership will offer to allow you to Consolidate some of your current unsecured ( Credit Card ) type debt into an automobile loan. They will offer to sell you the auto at a reduced price and prop up the rest of the loan with a debt consolidation. Good or Bad?
Good that you can pay out some of your high interest credit card balances. If you can pay them all off is best but unlikely.
Bad that the interest is usually only a point or two under the car loan rate and now you have all of your eggs in one basket, meaning if you fail to pay you loose all around. Check out all the angles and ask lots of questions.