Ok, I know its allot of words in small print. Too time consuming to worry about. Its ok I trust my sales person I dont need to read. I don’t understand it anyway so why worry?. Well Worry!. The average consumer in our “Instant gratification” society would agree.. Until something goes just slightly of the tracks. I miss a payment and the interest rate quadruples. My account is frozen just when I need it the worst. etc. “They can’t do that!. yup they can.
Its all in the magic print 18 paragraphs down middle of the page. You see it? It’s there…
When you sign on the line for recieving your credit card, lease, purchase agreement or chattel mortgage, you have signed that you fully understand agree to and will abide by all of the terms and conditions mentioned in the agreement. Whether you read it or not you signed you did… So
Read them, understand them and if you can not understand them go home, take a copy of the document home get an interpreter, uncle Harry or whom ever and get to know all of the little details. The sale will wait, and so will the sales person. After all who are you ultimately buying your goods for? Them or you?