My husband and I are considering filing Ch. 13 Bankruptcy. We both work full-time and also receive an Adoption Subsidy check per month for our two sons we just adopted. Do you have to include the Adoption Subsidy amount in our income even though it\’s not \”taxable income\” by the IRS standards?

I am not an attorney but my answer would be no. Since this is a benefit paid to you like social security, to support your adopted children, I would think it untouchable by Chapter 13 standards.