Do I qualify for a Debt Management Plan through credit counseling?
A Debt Management Plan is a repayment plan negotiated with your creditors by your credit counselor. This calculator tells you the likely monthly cost of such a Plan.
Enter the amount of unsecured debt you need to repay.
Adjust the term if needed.
Click “Calculate” to determine the monthly amount you may need to pay.
If you can afford this payment, then credit counseling may be the best option for you.
If you cannot afford this monthly payment, click here for information on bankruptcy.