Question? I have heard of this and I think I am being discriminated against when I apply for a loan.
According to the U.S. consumer protection act- Equal opportunity lending is based on the same priciple as Equal opportunity employement. Simply lenders are not allowed to discriminate against or prejudice an individual regardless of race, creed and religious convicitons. Everyone can apply and should be given the same considerations in reviewing credit and loan worthiness. If you suspect a discrimination issue at your lender then ask them for a copy of their consumer lending guidelines.