we dont want to file bankruptcy,but we are in a more going out than coming in spot. we dont want to refinance for 30 yrs.and end up in worse shape and lose our home. we are not late on anything and have excellent credit.but we are not able to pay our bills and insurance without using a credit card.
Some times what we want to do and what we need to do are two very diffenent things. With your excellent credit you can perhaps apply for a credit line to help pay for your insurances etal at a better interest rate than the cards.
The refianance may be your only option. By relieving yourself of your cash flow problems, doing up and living to an Expense Plan and byusing good judgement and prudent restraint on your purchases and decisions you may just make it out. Look at a Chapter 13 wager earners pay back and keep the house likely.
Good Luck
Some times what we want to do and what we need to do are two very diffenent things. With your excellent credit you can perhaps apply for a credit line to help pay for your insurances etal at a better interest rate than the cards.
The refianance may be your only option. By relieving yourself of your cash flow problems, doing up and living to an Expense Plan and byusing good judgement and prudent restraint on your purchases and decisions you may just make it out. Look at a Chapter 13 wager earners pay back and keep the house likely.
Good Luck
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