Can a creditor force me to do a bankruptcy?

Yes and No. no one can literally force you to do a bankrutpcy in America, however they may force you to decide to do so by applying so much pressure that Bankruptcy is seeminly your only option.

I suggest you contact an approved Credit Counselling agency as per the Dept of Justice establish list and do your pre bankruptcy counselling to establish your situation better and with that do your Needs Assessment at that time to see where you stand. If you do the Bankrutpcy then those two preliminary tasks are out of the way, If not you will know where you stand and go from there.