Anonymous Q & A

My son needs me to co-sign for his loan but I’m going to file for chapter 13. Am I allowed to be a co-signer?

Last year I lost everything after my husband died and I had to file for chapter 7 bankruptcy. I’m not on disability due to doctor’s orders but I want to further my education. If I return to school, how would this affect my bankruptcy and should I let my attorney know?

Will all of my creditors be included if I file for chapter 13 bankruptcy ? e.g I recently got a $4500 loan….within the last 2 months. Is there any timeline or will this creditor be included ?

Am I able to include student loans if I file bankruptcy regardless of the date I graduated ? Or do I have to be in school in order to include it. And what if I go back to school in a few years, will I be approved for another student loan?

My wife and I are separating next month and I want to know how this will affect our bankruptcy. We filed for chapter 13 two years ago and pay on a regular basis without ever missing a payment. We are very much on speaking terms and have committed to remaining amicable until our finances are […]

We are considering filing for bankruptcy but we are concerned about our spending history. We used my husband’s termination pay for home repairs a vacation and only a little towards our debts. Will creditors be able to see this if we file for bankruptcy ?

I have my truck loan and credit card with the same bank. I’m only behind 1 payment on my truck loan but owe $20K for my credit card and I can’t pay for it. If I file for bankruptcy, will the bank take my truck away ?

My wife and I will be begin our separation next month. I have considerable credit card and I’ll probably have to file for bankruptcy as I can’t pay it off. Will filing for bankruptcy affect the amount I have to legally pay for child support ?

Do they count personal loans as unsecured debt and what do you have to prove? My husband was borrowing money from his mother (without any legal papers signed) and now she wants it all back.

I’m considering filing 7 and I would like to know what I’m in for. Why do people say filing Chapter 7 is so “gruelling”, “gut wrenching”, etc? I really have no choice but all I can see right now is the benefits.