I’ve been told that I have less than 1 year to live. I don’t have a lot of money or any money set aside for my kids or grandkids. I’d like to pay for a vacation for all of us this Christmas but it would be on my credit card and I won’t be able to make the payments. Will I be rejected for filing bankruptcy if I have to because of my medical condition? If I am able to file, can the creditors come after my kids at all after I pass away ?