Can the creditors reject my bankruptcy?

Can the creditors reject my bankruptcy if they think I have enough money to file for a chapter 13 bankruptcy where presumably they will get more money?

One Comment

  1. No. The creditors can only object on a limited bases. That section is 523 of the bankruptcy code. Usually there has to be fraud, misrepresentation or others found in that section for a creditor to object to discharge of a particular debt. Creditors typically do not object unless it’s a blatant case of abuse. For example if you charge up your credit card before you file. If you qualify for a chapter 7 (determined by means test and present income/expense test) then your creditors can not force you to file a chapter 13. Suppose they could argue that your expenses are over inflated. Talk to an experienced bankruptcy attorney, most have free consultations.

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