Question: If a person gets married after filing for bankruptcy, does this affect the new spouse’s assets or credit rating?
Answer: No, a Chapter 7 personal bankruptcy only appears on the person who filed’s credit report. Your bankruptcy does not impact on your spouse’s assets or credit score.
The only significant impact will be if you and your spouse attempt to jointly borrow money, perhaps to buy a house, the person who went bankrupt will not be a great co-signer.