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Bankruptcy America

Wednesday, August 30, 2006
13 to 7


How much does it cost to switch form chapter 13 to chapter 7?

A runaround


I helped my daughter get out of debt using my credit cards but now it is too much for me to handle so I decided to look into Chapter 13. I paid a lawyer and now he is telling me that it\'s too soon to file and the debt is so high the creditors will show up and want their money. I\'m very worried about what to do. I can\'t make the payments but I don\'t want to get into trouble. Any help would be appreciated...what should I do?

Tuesday, August 29, 2006
how many


how many times can u file chapter 7 and how long between them?

Sale of my home


I have filed Chapter 7 and now wish to sell my home. The equity from the sale of my home is not going to be reinvested in another residence. Is my money safe or will the trustee get it?

Monday, August 28, 2006
Spouses and chapter 7


My spouse is going to file personal chapter7, prior to a divorce. Leaving me with the bulk of the debt. How do joint accounts play into this situation?

Friday, August 25, 2006
Chapter 13

We are in a Chapter 13 Wage Earner Plan. It is extremely hard making the payments because there is not enough income left to pay necessary living expenses. If an emergency were to come up with the house or car, etc., we don't have any extra. We don't even have enough to pay now. Is there anything we can do?

Thursday, August 24, 2006
If one spouse is in financial crisis, the other working can one spouse file bankruptcy?

If one spouse is experiencing financial difficulty (credit card debt in his name only, dental debt, etc.) can he file bankruptcyand it not affect the other spouse? Will paperwork have to be filed with spouse's information?

Bankruptcy-Dismissed/Discharged

What is the difference in a dismissed or discharged bankruptcy?

Wednesday, August 23, 2006
filing chapter 13


when filing chapter 13 do ihave to re-pay any of my debtor\'s such as the case with attorneys fee from a divorce , my ex-wife attorneys fee that the courts order me to pay $8,000.00

Bankruptcy and Lawsuits

Can someone who filed Chapter 7 bankruptcy, file lawsuits to sue someone else before their own case is decided ?

Chapter 13

My Chapter 13 Wage Earner Plan was finished on August 10 of this year. I'm begging for someone to help me. I have mold in my home and I can not obtain a loan to have the repairs completed. Also, the 13 year old car I have has broken down four times. Is there anything that can be done to spead up the discharge letter process. The trustee office in macon indicated it may take up to three or four monnths before I received the discharge letter. I'm begging, begging for someone to help me. Please, Please.

Chapter 7 and Chapter 13 Bankruptcy

What is the difference between Chapter 7 bankruptcy and Chapter 13 Bankruptcy?