i filed a chapter 7 in july 2000 and was discharged in nov 2000 i filed a Chapter 13 august 2006 my payment is to high with our big house payment so we deeded the house back can i file a Chapter 7 ?
we filed the 13 to save our house but then our house payment went way up by $400 a month we cannot afford this
converting chapter 13 to a chapter 7
1 Comments:
The rules in this area are complicated.
Typically you must wait 8 years between filing your first and second bankruptcy under Chapter 7. If you have filed a Chapter 13, the waiting period may be reduced to six years.
Again, this is a complicated area, well beyond the scope of this blog, so we strongly recommend that you contact a bankruptcy attorney to review the rules as they will be applied in your case.
By Bankruptcy Expert, at 8:05 AM
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