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Archive for September, 2006

Time between Chapter 7 filings

I filed Chapter 7 bankruptcy in December ‘99. I am experiencing financial hardship and I was informed that I meet the criteria to file a Chapter 7 however no one seems to know if I can re-file because of the new laws that went into effect 10/05. Can I refile?

Ch. 7 bankruptcy

Can a Chapter 7 bankruptcy discharge a second mortgage on a homesteaded property?

Bankruptcy for our daughter

My 26 year old daughter was just released from a hospital psychiatric unit (8 Sep06). She attempted suicide for the second time this year. She had just graduated from college and had just started teaching. She is unable to work because of the stress on her fragile psychiatric condition. She owes 12K in credit card bills, 13K on a car, and is on a 6 month lease for an apartment. Other than those bills, she owes nothing else. She will be applying for Medicaid and diability payments. We are looking for options in declaring bankruptcy for her.

Bankruptcy and judgement

If the debt is in the form of a judgement, can it still be discharged by Chapter 7 bankruptcy?

type of bankruptcy

I have a friend that at one time had a business with her husband he was killed on the job and she tried to keep the business going but failed she has already lost her home she is living with me along with two small great grandchildren under the age of 3. All she has is a vehicle that was donated to her by our church. She works at the school cafeteria and doesnt make enough money to pay her babysitting much less pass bills. Her checking account is being levied now for pass bills she has outstanding debts totaling around $30,000.00 from this past busy. The Chapter 7 bankruptcy sounds like you cash in your possessions would she lose her car . Would she even qualify to file Chapter 7?

What happens if someone dies while bankrupt?

My mother lives in north carolina and files bankrutcy, she is very ill, what hapeen if she dies, is it discharged, or family has to contiune making payments

Chapter 7 bankruptcy and child support

my ex-husband has me listed as a creditor in his Chapter 7 bankruptcy . The only money he owes me is child support and medical expences that he has been court ordered to pay. Can he do this?

Credit report and bankruptcy

For how long does a Chapter 7 bankruptcy appear on a credit report?