Overcoming a Bankruptcy in Tampa with the Right Attorney
When it comes to bankruptcy in Tampa you probably feel overwhelmed, confused, and even a little angry. After all, while this might be a solution for getting out of debt there are also risks involved. However, if you work with a qualified bankruptcy attorney in Tampa there is a much better chance of the case being discharged opposed to your entire life being turned upside down.
Unfortunately, some people still believe that bankruptcy is the result of someone making really poor financial decisions. Although this does happen, more often than not bankruptcy occurs because of a failed marriage, major illness, and a number of other situations that arise completely out of a person’s control. To overcome a tough situation, you want to work with a bankruptcy attorney in Tampa and forget what others think.
The good news is that having a qualified bankruptcy attorney in Tampa on your side there is a strong chance that you will not lose any or very little personal possessions. Having a legal professional who understands current laws but also applies compassion in the services provided will make it easier for you to get through the process.
Determining the Right Type of Bankruptcy
The first step you will be required to complete is credit counseling through an approved organization. Under the new bankruptcy laws, this is mandatory. Once the course is complete, you and the bankruptcy attorney in Tampa will sit down to go over every detail of your financial situation to confirm that you are in fact a good candidate.
Once that has been determined, you and the attorney will have the chance to discuss the different types of bankruptcy in Tampa so the right one is chosen. Throughout the process, a variety of things have to take place but this is the responsibility of the attorney. Although you will need to provide proof of debt and income, the majority of work falls back on the legal professional. That only eliminates a tremendous amount of stress.
Remember, Tampa is a large city and therefore, thousands of people are going through the same process right alongside you. This may not change anything pertaining to your case but it certainly provides a certain level of comfort in knowing you are not alone.
The attorney working on your bankruptcy in Tampa will answer any questions and offer information so you understand every step of the process. As part of this, you will know upfront the types of debt that can be included in the bankruptcy. For instance, most, if not all of your unsecured debt will be discharged. Of course, there are exclusions such as local, state, and federal taxes, debt obtained fraudulently, debt owed for spousal support and child support, and so on.
In addition to feeling more confident having a qualified bankruptcy attorney in Tampa on your side you also know that nothing critical will be missed. Some people choose to file bankruptcy without legal assistance, which can prove disastrous. Even though bankruptcy should always be a last solution, it is a viable means of getting back on track from a financial perspective.
To gain more information, you can visit a number of local sites or turn to the professionals at Bankruptcy-America.[i]
[i] Florida Law Advisors – http://www.floridalegaladvice.com/tampa-bankruptcy-attorneys
[i][i] Hillsborough County Bar Association – http://www.hillsbar.com/?page=ProBonoAid