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Getting Legal Help with Baltimore, Maryland Bankruptcy

With a population of more than 620,000, Baltimore currently ranks number 26 in the US, making it the largest city in Maryland. Considering the size of Baltimore, the relatively high number of bankruptcy cases is not surprising. However, for filings, as well as terminated and pending cases specific to bankruptcy in Baltimore, numbers have declined from 2014 to this year.

According to the US Bankruptcy Court for periods ending March 31, 2014 and 2015, fewer people filed for bankruptcy in Baltimore in 2015. In 2014, there were 11,922 filings whereas 2015 saw a decline of 15.4 percent, dropping the number to 10,083. These numbers represent two things. First, the economy is strengthening and second, there are still people just like you who are facing a financial crisis.

Simply put, you are not the only one in the battle. Being overwhelmed with looming debt can make you feel as though you did something wrong or somehow failed but in reality, since the 2007/2008 economic downturn, many people have been hit hard financially to no fault of their own.

Regardless of why you may need to work with a qualified bankruptcy attorney in Baltimore, there is no reason to feel embarrassed or ashamed. While this is obviously serious, the good news is that there are viable solutions that will allow you to rebuild. No one wants to face a bankruptcy in Baltimore yet thousands of people do every year so rather than focus on what was, now is the time to look ahead to a new beginning.

Tips for Hiring a Bankruptcy Attorney in Baltimore, Maryland

For a situation like this, you need an outstanding bankruptcy attorney in Baltimore, someone who understands the new laws but also an individual with a compassionate heart. A good attorney will carefully analyze your situation, determine the best course of action, and then guide you through the process. As you begin searching for the right bankruptcy attorney in Baltimore, there are key factors to consider.

  • Experience – Although a bankruptcy attorney in Baltimore with only a few years of experience may do an outstanding job, there is something to be said about experience. Especially if you need to file a Chapter 13 bankruptcy in Baltimore, you want the best of the best, which only comes from experience.
  • Competency – There are challenges in trying to determine if an attorney is competent enough to handle your bankruptcy case but you can research the school where the attorney attended, learn about involvement with various associations, and always ask for client referrals.
  • Reasonably Priced Fees – The type of bankruptcy in Baltimore filed will have a direct impact on the fees paid to the attorney so you want to conduct research ahead of time to make sure you will not be charged unfairly. While you never want to overpay, you also want to avoid hiring a bankruptcy attorney in Baltimore who is willing to cut corners for the sake of securing a client through reduced fees.

Although Bankruptcy-America offers valuable information pertaining to bankruptcy, a number of reputable services are available locally. Regardless of the service chosen, you will gain insight needed to get through this very difficult financial time,[i]

[i] City Paper – http://www.citypaper.com/topic/business/companies-corporations/bankruptcy/04016007.topic

[i][i] The Baltimore Sun – http://articles.baltimoresun.com/2013-08-04/news/bs-md-ci-curran-bankruptcy-20130801_1_personal-bankruptcy-northeast-baltimore-joseph-curran-jr